Oak Trust Credit Union - Youth Center

Easy Online Management Banking with Oak Trust Crdit Union

Create Simple Habits for a Lifetime of
Smart Money Management
If you are trying to teach your child or grandchild about money management, Oak Trust is a great place to start. From the first dollar saved to financing their very own car, we will be there every step of the way to help encourage smart, simple savings and spending habits that last a lifetime. Below are some accounts that might be helpful for you and your child or young adult to look into.

Save and Budget Wisely
It is important to get in the savings habit early in life. With these smart, simple solutions, it is easy to watch your money grow.

Savings Account - The perfect starting point to learn about money basics. See how simple it is to make deposits at the teller line or by ATM.

Certificate of Deposit (CD) - Once you've started the basic savings account, and have at least $500, transfer your money into a CD to start earning even more.

Checking Accounts - Learning how to write checks and balance your check book is a great habit to manage money and it’s easy! Plus, it is a great tool to learn budgeting basics.

VISA^® Check Card - Easier than carrying cash or writing a check, a check card offers access to your money at merchants and ATMs. Just remember to keep track of your receipts so your account stays balanced.

Build Healthy Credit
Building your credit today, means you'll be able to borrow for your dreams tomorrow. Start small and pay on time and you'll be on the road to financial success.

VISA^® Credit Card - You can use a credit card for everyday purchases, like going to the movies or to fill up your gas tank. When you use a credit card for small purchases, you can pay it off in one lump sum at the end of the month to help build your credit score.

Vehicle Loans - Buying your first car can be a big step on the road to independence. Using Oak Trust to finance your car can end up saving hundreds of dollars with a low monthly payment!

Funding Your Education

Student Loans - Funding your educational dreams is possible with easy loan options to fit your needs.

Illinois Pre Paid Tuition Program - Start saving for tuition costs today, to avoid tuition inflation in the future