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Drive Away Happy with a Vehicle Loan at Oak Trust
Be in the driver's seat with affordable financing for your next new or used car, truck or van. Get pre-approved for a loan amount with us before you go shopping and you'll have the extra bargaining power of a cash buyer.
If you are looking for a new or pre-owned recreational vehicle, motorcycle, boat or personal water craft, we can help with that, too! Fund your new toy at Oak Trust at a rate that is usually significantly less than dealership financing for a lower monthly payment!
Best Deal, Worry-Free
Get the best deal and take away the worry of making your vehicle purchase with these smart, simple solutions:
- Mechanical Repair Coverage (MRC) – This MEMBER'S CHOICE® product pays for covered repairs (cost of parts & labor) on your vehicle when unexpected breakdowns occur, as well as rental reimbursement, 24-hour toll-free roadside assistance, emergency travel expenses, nationwide authorized repair facilities, transferable coverage, flexible commitment, and no out-of-pocket costs. Please speak with an Oak Trust Representative to learn more about this MEMBERS CHOICE product.
- Guaranteed Asset Protection (GAP) - This MEMBER'S CHOICETM product helps ease your financial burden by helping pay the potentially high-cost difference between your primary insurance settlement and your loan balance on items directly related to the purchase of your new and used vehicle. Please speak with an Oak Trust Representative to learn more about this MEMBERS CHOICE product.
- AutoAdvantage – available only in Minnesota, AutoAdvantage is a comprehensive vehicle search service available at no cost to Oak Trust members. Save time and money by having the AutoAdvantage team search for the best price on your next vehicle, hassle-free!
 AAA Insurance Discount - As an Oak Trust Credit Union member, you may qualify for an immediate reduction in your auto insurance premiums. This is because you are eligible for group rates. To find out how much you can save or for a free quote, click here or call toll-free 1-888-203-2606. Please have your current insurance policy and VIN number ready for an accurate comparison.
- Enterprise Car Sales – Oak Trust has partnered with Enterprise Car Sales to offer members gently used vehicles at preferred rates. You'll appreciate the no-haggle pricing and professional sales staff. Plus, every vehicle comes with The Perfect Used Car Package® to ensure your complete satisfaction. If you buy an Enterprise car, and change your mind, they will buy it back, no questions asked within 7 days or 1,000 miles. Learn more or in Illinois call Shu Washington at (630) 942-5080 and in Minnesota call Matt Bocklund at (866) 714-1264.
Hear from satisfied members:
 This is the 2nd vehicle that I have purchased from Enterprise. Their prices are very fair (I checked) and the service was outstanding. The gentleman that worked with me did a great job of following through with answers when I had questions and he addressed my concerns.
- After my purchase I had a question about a sensor light and not only did he steer me in the right direction, I was able to talk to him quickly even after the sale! I didn't have to chase him to get assistance and that's impressive because the sale was already complete.
- I plan to buy my next vehicle from Enterprise! — C.T.
- Oak Trust not only made the loan process easy and comfortable, they gave the best rate in town. And, Enterprise Car Sales provided me with a terrific value on a modestly used vehicle. The combination made for a deal that can't be beat! — J.W.B.
- CarFax – view the vehicle history report to find out if you are buying a lemon, before you make a costly mistake.
- Invest in America – As a member of Oak Trust Credit Union you can receive a Supplier Discount on most new GM vehicles or up to $6,500 cash back when you buy your vehicle at Chrysler! Click here for details.
In those states where MEMBER'S CHOICE® Mechanical Repair Coverage is offered as an insurance product, it is underwritten by Virginia Surety Company, Inc., Glenview, Illinois. The Mechanical Repair program is administered by Consumer Program Administrators, Inc., and Automotive Warranty Services of Florida, Inc., Florida License #60023. LDP-0210-F260
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Personal Services
