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Mortgages
Perfect for New or Experienced Home Buyers
Whether you are financing your first home or moving to a new home, we offer smart, simple solutions to fit your needs. Choose from a full range of home financing options, including fixed and adjustable rate loans. Special programs are available for first time home buyers and borrowers with imperfect credit.
You can count on Oak Trust for competitive rates, low closing costs and knowledgeable professionals to guide you through the entire loan process.
We have partnered with The Koehling Team at First Centennial Mortgage to provide you with a mortgage relationship you can trust. For more details,
call (800) 232-6728, option 1, option 2, or visit the First Centennial website.
Homeowners Insurance Program – Rent or Own, the MEMBERS® Auto and Homeowners Insurance Program will protect it all. Click for a FREE rate quote.
Home Equity Loans
Fund Nearly Any Project or Purchase
If you're a homeowner, and you are looking to fund a major expense, you can use the collateral in your home as a low-cost source of credit. Consider a Home Equity Loan for home improvements and remodeling; major purchases like appliances, furniture or electronics; college tuition and expenses; vacation or wedding expenses; debt consolidation; and more!
There are three types of Home Equity Loans to choose from. No matter which one you choose, you'll benefit from low fees and tax-deductible interest in most cases. Please consult your tax advisor for details.
Fixed Rate Home Equity Loan: Perfect when you need one lump-sum disbursement and equal monthly payments.
Home Equity Line of Credit (HELOC): Perfect if you need a more flexible solution.
Perfect for New or Experienced Home Buyers
Whether you are financing your first home or moving to a new home, we offer smart, simple solutions to fit your needs. Choose from a full range of home financing options, including fixed and adjustable rate loans. Special programs are available for first time home buyers and borrowers with imperfect credit.You can count on Oak Trust for competitive rates, low closing costs and knowledgeable professionals to guide you through the entire loan process.
We have partnered with The Koehling Team at First Centennial Mortgage to provide you with a mortgage relationship you can trust. For more details,
call (800) 232-6728, option 1, option 2, or visit the First Centennial website.
Homeowners Insurance Program – Rent or Own, the MEMBERS® Auto and Homeowners Insurance Program will protect it all. Click for a FREE rate quote.
Home Equity Loans
Fund Nearly Any Project or Purchase
If you're a homeowner, and you are looking to fund a major expense, you can use the collateral in your home as a low-cost source of credit. Consider a Home Equity Loan for home improvements and remodeling; major purchases like appliances, furniture or electronics; college tuition and expenses; vacation or wedding expenses; debt consolidation; and more!
There are three types of Home Equity Loans to choose from. No matter which one you choose, you'll benefit from low fees and tax-deductible interest in most cases. Please consult your tax advisor for details.
Fixed Rate Home Equity Loan: Perfect when you need one lump-sum disbursement and equal monthly payments.
- Loans up to 80% of the equity in your home
- Borrow as little as $10,000 or as much as $400,000
- Interest rate and payment are fixed for the life of the loan
- No prepayment penalty
- Borrow up to 80% of the equity in your home
- Borrow as little as $10,000 or as much as $400,000
- Lower monthly payments
- Interest rate and payment are fixed for the life of the balloon
- No prepayment penalty
Home Equity Line of Credit (HELOC): Perfect if you need a more flexible solution.
- Loans up to 80% of the equity in your home
- Credit lines ranging from $10,000 to $400,000
- Access the funds by writing a check, transferring money into your checking account, via Online Banking or telephone banking services.
- No prepayment penalty
 Oak Trust Credit Union is federally insured by the National Credit Union Administration |
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