Oak Trust Credit Union -

Online Banking Login
eStatement Login
E-Mail Sign Up
Rates
ATMs and Locations
Contact Us
About Us
Member Testimonials
Careers
Apply Today
Home

Oak Trust Has Everything You Need to Get Back in Shape
Are you suffering from a holiday hangover? Did all that over-indulging get you off track? Well, Oak Trust Credit Union is here to help with smart, simple solutions to get you back on your way to achieving financial success.

Pump Up Your Savings
Special 2.0%APY CD*
Maximize your earnings with a Certificate of Deposit at Oak Trust! You'll earn a fixed, guaranteed rate of 2.0% APY* for a CD with a term of 18 or 24 months - you pick the term.

Build Future Muscle with an IRA CD
Invest in an Individual Retirement Account CD at the guaranteed rate of 2.0% APY* with a term of 18 or 24 months - you pick the term. Plus, for added peace of mind, your IRA deposits are separately insured up to $250,000 by the NCUA, an agency of the federal government.

Never Too Young to Start an IRA
Not Enough Funds? Use Our IRA Starter Loan
at 6.0% APR**
If you want to focus on protecting your future with the benefits of contributing to an IRA, but don't have the total contribution for the month, we can help! Apply for our IRA Starter Loan, a 12-month Unsecured Signature Loan at 6.0% APR with the opening of an Oak Trust Roth IRA CD.**

As an example, if you deposit $1,000 in your Oak Trust Roth IRA CD, using our IRA Starter Loan would mean 12 monthly payments of less than $88!** You'll be building a financial future by saving for a secure retirement!

Trim Your Credit Card Balance
Balance Transfers at 6.9%APR***
Trim your budget by lowering the interest rate you're paying on credit card balances. Move them to an Oak Trust VISA^® between now and March 31, 2010, to enjoy a super low 6.9% APR for up to 12 months!***

Enjoy no balance transfer fees and straight forward terms with our smart, simple VISA solutions.

Get Started Today!
Apply online, call 800-232-6728, or visit us in person at any branch office.

*APY=Annual Percentage Yield. A minimum balance of $500 is required to open and maintain the certificate. The disclosed APY assumes the minimum balance. Dividends on certificates are earned from date of deposit, and paid monthly and on the date of maturity unless otherwise disclosed. A withdrawal will reduce earnings. Any penalties for early withdrawals also will reduce earnings, and may reduce the principal balance. Rates are subject to change without notice. Offer good January 1-March 31, 2010.
**APR=Annual Percentage Rate. Loan proceeds may only be used to open a Roth IRA CD at Oak Trust Credit Union. Estimated monthly payment of $86.07 per $1,000 borrowed at 6.0%APR for 12-month loan. IRA Starter Loan offer good January 1-April 15, 2010. Open or add to an account by April 15, 2010 and take any deductions you are entitled to on your 2009 tax return. Please consult your tax advisor about your particular situation.
*** 6.9%APR applies for 12 months to balances transferred between January 1 and March 31, 2010. After promotional period, rate reverts to posted regular rate.

Oak Trust Credit Union is federally insured by the National Credit Union Administration

| | | |