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Something Smart - Refer a Member

Know of someone who's looking to save money, needs low cost financial services, and wants to be more than just an account number? Invite them to become part of the Oak Trust family! For a limited time, when someone you refer joins Oak Trust Credit Union, you’ll receive an entry into our Prize drawing and $25 directly deposited into your share account.*

Something Simple with an Auto Loan
At Oak Trust, you can count on low rates (4.49%APR**) and flexible financing terms with no application or document prep fees. Whether you're buying a new car or looking to save money by refinancing, Oak Trust makes it simple! Give us a call at 800-232-6728 for a no-obligation loan analysis to find out how much you can save.

A Solution - FREE Checking
Shouldn’t more things in life be free? Stop paying monthly service charges and set up a Free Checking Account at Oak Trust. Valuable features include:

FREE VISA^® Check Card
Extensive ATM Network
FREE Online Banking & Bill Pay
And more!

Already have a checking account elsewhere? We'll walk you through the simple process of transferring to Oak Trust.

You Could Win One of These Great Prizes!

August & September Prizes:

Two Chicago Blackhawks jerseys (IL members)
Two Minnesota Twins jerseys (MN members)

September Grand Prize:

Apple iPad

How to Enter the Drawing**

Make Your Move - Receive an entry when you open or move your checking account or loan to Oak Trust
Refer a New Member - Receive an entry when someone you refer becomes a qualified member of Oak Trust

Congratulations to the July & August Contest Winners!
John F. is now the proud owner of a Chicago Blackhawks jersey and Joseph A. won a Minnesota Twins jersey. Victor G. (IL) and Mike B. (MN) were July's winners!

You could be next!

For more information, call 800-232-6728 or stop by any branch office.

*New Member Referral Bonus Terms & Conditions: To qualify, the new member must present a referral coupon/email at the time they join. The referring member's name must be clearly printed on the coupon/email. The referred member must be a NEW member with no existing accounts at Oak Trust Credit Union. Existing primary members and joint owners opening a new membership do not qualify. Former members qualify as a new member provided their previous account was closed at least 12 months prior to new open date. The $25 bonus will be deposited into referring member's Member Share Account when new member joins. Bonus is considered interest and will be reported on IRS Form 1099-INT. Cannot be combined with any other offers. Subject to change without notice. Offers valid July 1 - September 30, 2010.

Sweepstakes: Must be 18 years of age or older to enter. No purchase necessary to enter or win. To enter, please come into a branch and fill out an entry form. Void where prohibited. All entries have an equal chance of winning. Drawings will be held on August 1, September 1 and October 1.

**APR = Annual Percentage Rate. 4.49% is the rate as of June 1, 2010. All loans subject to credit approval. Contact Credit Union for Details.

Oak Trust Credit Union is federally insured by the National Credit Union Administration

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